Bernina Express Viaduct Brusio Poschiavo Valley Agents encouraged to be Swiss Travel Pass SuperstarsAgents encouraged to be Swiss Travel Pass SuperstarsThe Swiss Travel Pass Superstar Program which is back for its second year in Australia and New Zealand had started with a bang on 6 June.With Switzerland being one of the more popular European countries for train travel, more and more agents are taking the opportunity to educate themselves on the products offered by the highly efficient Swiss transportation network.The three-month program is a joint initiative between Rail Europe GSAs, Switzerland Tourism and the Swiss Travel System, with the key objective to better equip agents with the necessary information and updates about the Swiss transportation network, its wide array of products, routes and the added value on offer with the Swiss Travel Passes.Agents will not only gain a wealth of information from the Program, but also have fun along the way. Over the course of the Program, which ends on 31 August, agents must sell as many passes as they can and answer a series of quiz questions in the six modules. Agents who get eight out of 10 questions correct are eligible to win prizes including a Victorinox suitcase and a Nespresso coffee machine, both valued at $320; and a Bucherer watch valued at $425.All agents who successfully complete the modules and register a minimum of 48 points will receive certificates; and the three best performing GSA consultants for each module will also receive a $100 gift voucher.Best of all, eight top performing agents and the two highest achieving GSA consultants will win a place in an all-inclusive 7D/6N famil to Switzerland later in the year, flying Swiss International Air Lines.Agents must note that only Swiss Travel Pass products purchased through Rail Europe GSAs will be eligible. In Australia these are Rail Plus, CIT Holidays, Infinity Rail and Qantas/Viva Holidays/Rail Tickets. In New Zealand these are Go Holidays & Rail Plus.Full terms and conditions apply. Enter HereSource = Rail Europe
Fun-filled activity programme launched for “Young Explorers”Fun-filled activity programme launched for “Young Explorers”Phi Phi Island Village Beach Resort, an idyllic island hideaway nestled amongst 70 tranquil acres of coconut palms, has launched an exciting new programme of activities for families with older children. Created especially for kids aged 10 to 16, the Young Explorers programme features a series of educational and entertaining sessions that will keep young adults active throughout their stay.The Young Chef course is held daily and teaches kids how to cook simple Thai dishes overseen by the resort’s chef, potentially sparking a love of the culinary arts. For more active kids, the weekly “Beach Gamer” sessions include a wide range of fun beach sports such as volleyball, mini-petanque and beach soccer.Youngsters can unleash their inner explorer with a choice of exciting nature-based activities. The Mangrove Explorer activity for example is held every week and allows children to paddle through the mangroves on kayaks and learn more about this enchanting coastal ecosystem.A Seaside Boot Camp Beach features a series of fun and fitness activities such as yoga and aerobics all held on the resort’s pristine beach, and finally, the monthly Coral Reef Nursery Activity allows Young Explorers to help preserve the resort’s coral reef with a diving or snorkelling trip.These activities range from one to four-and-a-half hours in duration and are priced between THB500 and THB990 per child. For more information about this action-packed programme, please visit https://www.phiphiislandvillage.com/family-playgroud.phppThe Young Explorers programme is designed to complement Phi Phi Island Village Beach Resort’s Little Islanders programme, which is aimed at 3-10 year-olds and includes activities such as craft workshops, swimming lessons and recycling. Combined, these two children’s programs provide a full week’s worth of adventures for kids of all ages, from toddlers to teenagers. This allows parents to spend more time simply relaxing and enjoying the peace and tranquility of this serene island paradise, safe in the knowledge that their children are being kept active and entertained in the care of professional supervisors.Families can experience all of these activities throughout this winter high season by booking the Express Getaway Package. Available from now until 30th April 2018, this package includes a minimum of two nights’ accommodation, daily breakfast, free Wi-Fi, round-trip land and sea transfers between the resort and Phuket International Airport, a welcome fruit basket and welcome drink upon arrival. Guests wanting to stay longer will also be offered 10 percent off the resort’s best available rate for additional nights. For more information and reservations, please visit https://www.phiphiislandvillage.com/phi_phi_packages_2.php.To learn more about Phi Phi Island Village Beach Resort and the Young Explorers program, please visit phiphiislandvillage.com, email email@example.com or call +66 (0) 75 628 900. Source = Phi Phi Island Village Beach Resort
Fintech has hit the travel industry. Travel agencies can unlock these benefits and more as Amadeus partners with two pioneers in Fintech innovation to bring its recently announced B2B Wallet Prepaid product to market.To this end, Amadeus is partnering with MasterCard to offer travel agencies payment acceptance and security around the globe, as well as better protection against supplier default when using B2B Wallet.Amadeus is also partnering with Ixaris to drive efficient virtual card management on B2B Wallet. With its innovative payments technology, Ixaris allows travel agents to easily create and add funds to their virtual payment cards.“Virtual card technology is the ideal application of Fintech innovation for the travel industry. By combining the strengths of Amadeus, MasterCard and Ixaris, we bring flexibility, efficiency and confidence to travel agent B2B payments,” remarked Celia Pereiro, Head of Travel Payments.The Amadeus B2B Wallet Solution will be gradually rolled out in select Asia Pacific markets in 2017 to bring travel agencies a virtual payments product with the option of either earning or saving cash when paying travel providers.
United Nations World Tourism Organisation (UNWTO) welcomed the agreement reached by the Sustainable Tourism Observatory of Guanajuato (Mexico) and Paraguay to facilitate knowledge and technology transfer. Guanajuato is also one of the 16 Observations in the UNWTO network.The Tourism Observatory of Guanajuato, the first in Latin American, became a member of the UNWTO International Network of Tourism Observatories in 2014. The first meeting held between SECTUR and SENATUR happened at the UNWTO International Meeting of Spanish Tourism Observatories in 2016.“We praise the agreement signed by the State Secretariat of Tourism of Guanajuato (SECTUR) and the National Tourism Secretariat of Paraguay (SENATUR) as an important step to increase the development of sustainable tourism observatories,” said UNWTO Secretary-General, Taleb Rifai.Fernando Oliver Rocha, State Secretary, Tourism of Guanajuato, said, “Through this alliance, we aim at fostering public policies with regard to sustainable tourism practices.”Executive Secretary, Paraguay, Marcela Bacigalupo, recognised the relevance of the work of the UNWTO Observatories and underlined the importance of engaging private sector in sustainable tourism initiatives. “UNWTO has referred to Guanajuato as one of the best Observatories in Latin America, so we are very glad to have undersigned this agreement,” she mentioned.
A new logo and identity have been launched to promote Hiroshima as a convention destination in Japan! The brand’s tagline ‘Meeting Resolutions’ implicates not only that Hiroshima commits to the promotion of peace and resolution, to bring about awareness and need for peace but also that Hiroshima supports meetings as a means for people to gather, discuss and resolve issues, to build mutual understanding and relationships.It also means that Hiroshima commits to resolve issues meeting planners may have in choosing the destination for their upcoming conference, planning, promoting and facilitating conferences and Hiroshima provides support to meeting and event planners to help them achieve successful outcomes as well.To select a logo design that embodies Hiroshima’s brand concept, Hiroshima is resolute about bringing positive changes through the hosting of meetings and conventions in the city of peace, the Hiroshima Convention and Visitors Bureau held a design contest which attracted 284 entries submitted by 174 creators from all over Japan and from overseas.The winning logo features the letter H of Hiroshima combining an orizuru (folded paper crane) that is a symbol of peace in Hiroshima and a circle that symbolises the sun in Japan national flag or peace flame.
Akansha Pandey | New DelhiWith over 1,000 islands, Maldives is more than just a sun and sea destination. Among Indians, it is extremely popular as a honeymoon, leisure and luxury travel destination. With time, experiential travel and active holidaying is on an exponential rise and niche activities such as diving, snorkelling, wellness, etc. are catching the fancy of Indian travellers. To build on the momentum, the Maldives Marketing and PR Corporation (MMPRC) has decided to run a social media campaign and invest heavily in the digital promotions to ensure a vibrant presence, stated Fathimath Afra, Deputy Chief Marketing Officer, Maldives Marketing and PR Corporation.On offline promotions front, roadshows are lined up in potential Indian cities. “We have already witnessed great response for our roadshow from the Indian metro cities. This year onwards, we’re planning on increasing tier-II and III Indian cities as well,” she confirmed.Air India’s Bengaluru to Male direct flight is receiving an encouraging response. She added, “The demand is strong from North India, thus we’re planning on enhancing the connectivity from the respective hubs.”According to 2017 data, India ranks as the fifth strongest inbound source market for the Maldives, with over 22% growth in Indian travellers last year (from January to November 2017) as compared with the previous year.
Thomas Cook India has entered into a strategic partnership with Sentosa Development Corporation (SDC), Singapore through the signing of an MoU between Mahesh Iyer – Executive Director and Chief Executive Officer, Thomas Cook (India) Ltd and Quek Swee Kuan, Chief Executive Officer, SDC. The three-year-long partnership comes in the wake of India’s emergence as the top source market for Sentosa and the third largest for Singapore. The tactical collaboration is aimed at promoting the island as the topmost destination for travellers, including those from Tier II and Tier III Indian cities. The island resort of Sentosa recognised as the Best Attraction at the Travel Weekly Asia Readers’ Choice Awards 2018 and Best Singapore Destination at the Tripzilla Excellence Awards for the second year running has always been a favourite among Indian tourists. SDC remains dedicated to adding an assortment of fresh leisure attractions to its repertoire to encourage repeat visits from Indian tourists. Speaking at the event, Quek Swee Kuan – CEO, SDC said that they were working on both short term and long term plans to help retain the island’s position as a top-of-the-mind destination for Indian travellers. He added, “For the short term, we’re repositioning Sentosa as a day to night destination for leisure, lifestyle and entertainment. We’re looking forward to working closely with Thomas Cook to see how we can curate certain experiences that will be unique to our Indian visitors.” Mahesh Iyer – Executive Director and Chief Executive Officer, Thomas Cook (India) Ltd concurred, adding that the company will focus on curating exclusive Sentosa packages across both the B2C and B2B travel sectors. He said, “Today it’s all about customisation. The holiday selling concept is undergoing a big change. It is important to understand who the customers are and what their preferences are. Our products are then going to be tailor-made to suit that market. Throughout this association, we will have different products and price points. There will be family holiday packages, packages for adventure seekers as well as millennials and solo women travellers.”He further added, “Our unerring focus on customer delight has been the cornerstone of our partnership with Sentosa Development Corporation. With experiential travel seeing significant and growing demand, Sentosa offers a perfect fit, with a plethora of engaging and enriching experiences in Singapore – a favourite with Indian holidaymakers and B-leisure segments. It is truly an honour to partner with SDC in redefining the Singapore experience via a dynamic range of Sentosa products across both our B2C and B2B markets.”The partnership will include a host of marketing activities from joint promotions, roadshows to advertising in order to promote Sentosa as an experiential destination to the Indian market.
Citi Admits Role in Bad Mortgage Claims, Settles for $158.3M February 15, 2012 458 Views in Government, Origination, Secondary Market, Servicing Acquisitions Agents & Brokers Attorneys & Title Companies Bank of America Citigroup Company News FHA Housing Affordability HUD Investors Lenders & Servicers Mortgage Fraud Mortgage Insurance Processing Service Providers 2012-02-15 Ryan Schuette The mortgage subsidiary for “”Citigroup””:http://www.citigroup.com/citi/homepage/ settled claims that it misrepresented government-backed loans Wednesday by agreeing to pay HUD $158.3 million in damages.[IMAGE]The payout means that “”CitiMortgage””:https://www.citimortgage.com/Mortgage/Home.do acknowledges that it qualified nearly 30,000 bad loans for government insurance, a move that bilked the “”Federal Housing Administration””:http://www.hud.gov/offices/hsg/fhahistory.cfm (FHA) out of millions of dollars as more than 30 percent of the mortgages went into default.The settlement resolves a suit filed by the civil fraud unit at the office of the U.S. attorney for Manhattan.””For far too long, lenders treated HUD’s insurance of their mortgages like they were playing with house money. In fact, they were playing with other people’s money and other people’s homes,”” U.S. Attorney “”Preet Bharara””:http://www.justice.gov/usao/nys/ said in a statement.””We are pleased that, with today’s settlement, CitiMortgage has [COLUMN_BREAK]accepted responsibility for its conduct and agreed to pay damages in an amount that will significantly compensate HUD in this case for losses to the FHA insurance fund,”” he said.””Mark Rodgers””:http://www.linkedin.com/pub/mark-rodgers/40/307/757, a spokesperson for Citigroup, said in a statement that the financial institution felt “”pleased”” to settle the suit.””We take our quality assurance processes seriously and have pro-actively undertaken process improvements to ensure that they are as robust as possible,”” he added.The settlement marks the third civil fraud suit filed by Bharara’s civil fraud unit. Last summer it sued “”Deutsche Bank””:http://www.db.com/index_e.htm and Mortgageit, Inc. over $386 million in FHA insurance claims, followed by Allied Home Mortgage Corp. in November for $834 million in civil fraud cases.It also follows the unprecedented $25-billion mega-settlement from last week that secured concessions from mortgage servicers in exchange for immunity in certain cases.Last week “”Bank of America””:https://www.bankofamerica.com/ likewise chose to settle allegations of misrepresentation levied against the Countrywide Financial Corp. unit it acquired in 2008.Patrick Burns, a spokesperson with “”Taxpayers Against Fraud””:http://www.taf.org/, a nonprofit based in Washington, D.C., tells us he thinks the settlement is a “”good”” one.He says that he thinks there will be more cases and settlements to follow from banks.””Preet Bharara is going after fraudsters with a claw hammer,”” he adds. “”He’s a fairly tough customer and I think he’s done well.”” Share
Brexit Mortgage Refinances 2016-07-31 Seth Welborn The U.K.’s decision to leave the European Union, a.k.a. Brexit, in late June has had an immediate effect on the number of homeowners who can qualify and benefit from a mortgage refinance, according to Black Knight Financial Services’ June 2016 Mortgage Monitor released Monday.Even though post-Brexit mortgage interest rates have declined by only about 15 basis points, they still remain low (the average 30-year FRM was 3.48 for the week ending July 28) and has now been below 4 percent for a year. But even the 15 basis point decline post-Brexit has increased the number of refinance candidates by 1.3 million borrowers.About 45 percent of borrowers with a 30-year mortgage (about 18.5 million) currently have an interest rate between 3.5 and 4.5 percent, while about one-quarter (9 million) have rates between 4 and 4.5 percent, according to Black Knight. For the borrowers sitting right at a 4.25 percent interest rate, the 15 BPS post-Brexit decline pushed about 2.8 million borrowers “into the money”; more than 1.2 million of those borrowers meet refinance criteria, Black Knight reported.According to Black Knight, the 8.7 million refinance candidates in the market today are the largest such population in nearly four years.“The reality is that, post-‘Brexit,’ mortgage interest rates declined by about 15 basis points—not significant in the grand scheme of things,” Black Knight Data & Analytics Executive Vice President Ben Graboske said. “But for 2.8 million borrowers with current rates right at 4.25 percent, this modest decline was enough to put them 75 basis points above today’s prevailing rate, the point at which we consider a borrower to have incentive to refinance. Of these, 1.2 million also meet broad-based eligibility criteria—loan-to-value ratios of 80 percent or less, credit scores of 720 or higher and are current on their mortgage payments—bringing the total refinanceable population to 8.7 million, the highest level we’ve seen since late 2012.”Black Knight found in its March 2016 Mortgage Monitor that 66 percent of borrowers who could have qualified for and had the incentive to refinance in the spring of 2015 did not do so. The difference between those candidates for refinancing and the current population of borrowers qualified to refinance is that the current population did not have an incentive to refinance last year.“This has produced a nearly 50 percent increase in the number of borrowers with newfound incentive to refinance, which may well be creating a more pronounced impact on refinance applications and originations as these borrowers rush to take advantage,” Graboske said.Click here to view the June 2016 Mortgage Monitor. July 31, 2016 642 Views in Daily Dose, Headlines, News, Origination The Sudden Surge in Refinance Candidates Share
Share LRES, a national residential and commercial real estate services company providing valuations, REO asset management, HOA, andDavid Sobertechnology solutions for the mortgage and real estate industry, announced the appointment of David Sober as VP of National Sales. He will be responsible for managing and generating LRES’ sales and business development operations, developing solutions designed to support clients across multiple segments in the real estate industry, and cultivating long-term client relationships across the nation.Before joining LRES, Sober served as Business Development Manager at SingleSource, where he was responsible for developing and managing a sales pipeline across all of the firm’s core product verticals, including valuation, title, document management, REO asset management and property preservation. Prior to that, he served as Senior Business Analyst and Pricing Manager at Chronos Solutions, where he developed strategic merger and acquisition opportunities to promote horizontal and vertical growth, as well as assisted in the development, pricing and growth of new products and services, including HOA risk management, property preservation, auction and title. Sober received both his MBA and his Bachelor of Science degrees from the University of Maryland.Roger Beane, CEO of LRES, expressed his approval of Sober’s appointment. “David’s successful experience and expertise across the lending, servicing and capital markets segments of our industry as well as his knowledge in specific areas such as HOA risk management make him the most obvious choice to fulfill the role as LRES continues to expand its national footprint,” he said. LRES 2016-12-14 Staff Writer in Headlines, News December 14, 2016 518 Views LRES Appoints New VP of National Sales
in Daily Dose, Featured, journal, News Chicago Town Hall Hosts Mortgage and LGBT Leaders March 14, 2018 690 Views On Wednesday, March 14, 2018, the American Mortgage Diversity Council (AMDC), in partnership with Federal Home Loan Bank (FHLB) of Chicago, hosted a town hall discussion with leaders from the Chicago LGBT community. The meeting was the second in a series of town halls to be convened by the AMDC with LGBT community leaders from major cities across the nation.“This conversation was a catalyst toward a new industry-wide conversation around solutions for fairness in LGBTQ housing and mortgage finance,” said Steve Thomas, Federal Home Loan Bank of Chicago.As John Rieger, Executive Director for the American Mortgage Diversity Council, explained, “The American Mortgage Diversity Council is a membership-driven organization of companies in the financial services industry working collaboratively to advance the conversations around diversity and inclusion by focusing on challenges faced by minority- and women-owned businesses, creating solutions through advocacy, education, and training. This latest town hall, the second in a series, provided information to be used in the creation of a white paper on the subject for the financial services industry.””I’m thankful that the AMDC has stepped forward to identify and fix the barriers that LGBT individuals face in obtaining home ownership and affordable housing,” said Jerome Holston of the LGBT Chamber of Commerce.Charmaine Brown, Diversity and Inclusion Leader at Fannie Mae, said, “Discussing these issues and examining possible solutions are important steps toward equality and inclusion for the LGBT community.”“The AMDC is leading the industry in extending an olive branch to the LGBT communities across the country,” said Michelle Matteson, Senior Operations Manager at Bank of America. “I had the opportunity to attend the AMDC LGBT town hall in Dallas, Texas, and was amazed at the perspectives and stories that were brought to the table. I am proud to be a part of the AMDC LGBT events, as I am both representing Bank of America and the LGBT community. I applaud the AMDC for their efforts to get to know the LGBT community and their unwavering support as an ally.”The schedule of topics for the Chicago AMDC town hall included Homeownership and Fair Housing in the LGBT Community, Workplace Inclusion, and Gender Identity Discrimination, and LGBT Youth Homelessness.“My CEO gave me the opportunity to get involved in something that I was passionate about,” said Kim Morris, SVP, Tax Operations, Accumatch. “I looked at several different options before landing on the American Mortgage Diversity Council. Being an out, lesbian executive, it seemed like a cause I could get behind and help make a difference in my industry. My expectations have been exceeded twofold by the AMDC. When I suggested that we have a town hall to gather data about LGBT, the AMDC stepped up and not only set up a roundtable in Dallas but in three additional cities. Sitting at the first roundtable in Dallas, listening to the stories and understanding how the mortgage industry can make a difference, was simply amazing.”Participating organizations for the event included Accumatch, Associated Bank, Bank of America, Chicago House, CSH, Equality Illinois, Fannie Mae, Federal Home Loan Bank of Chicago, Flagstar Bank, Lambda Legal, LGBT Chamber of Commerce of Illinois, Milwaukee Metropolitan Community Church, Metropolitan Milwaukee Fair Housing Council, National Association of Gay and Lesbian Real Estate Professionals, National Tax Search, and Wintrust.“The partnership between the AMDC and the LGBT community is paramount to begin working towards solutions that will help build a better tomorrow,” Matteson said. “The journey is long, there is much to be done, but this is a great place to start.”For more information on the AMDC, click here to view the official website. Share AMDC American Mortgage Diversity Council chicago Discrimination Diversity fair housing LGBT Town Hall Town Hall 2018-03-14 David Wharton
Share May 14, 2018 517 Views Costs Down Payment homes Houses HOUSING Median Rent Millennials New Home Parents Rents Zillow 2018-05-14 Radhika Ojha As their children age into adulthood, some mothers may feel a tinge of sadness at the thought of becoming an “empty nester;” others may rejoice at a new sense of freedom. Either way, mothers of young adults today may find their nest full for a while longer than mothers in years past. Despite a recovering labor market, a growing percentage of millennials are living with their mothers, according to recent data from Zillow, and many of them are college graduates. The percentage of millennials living with either their mother or both of their parents has risen 9 percentage points since 2005, up to 22.5 percent. That’s about 12 million adults ages 24 to 36 across the nation. About 12 percent of these young adults are unemployed, according to Zillow’s findings. The percentage of recent college graduates living with their mothers is also on the rise. About 28 percent currently live with their mothers, up from 19 percent in 2005. The share of millennials living with their mothers is up in all of the 50 largest metros from what it was in 2005. In some, it has more than doubled.With a recovering labor market, some may wonder what excuse these young adults have for living with their parents in a society that values independence. According to Zillow, you can blame it on the rents. After all, rents did rise 3 percent over the past year, and the Zillow Rent Index now stands at $1,475 for the nation. “As rents outpaced incomes over the past decade, young people turned to their families in large numbers to ease the housing cost crunch,” said Aaron Terrazas, Senior Economist at Zillow. He also conjectured, “Living with parents may allow young adults to pursue work or a passion that may not be especially lucrative, or save enough money for first and last month’s rent or a down payment on a home of their own.” The impact of rent costs can be seen in Zillow’s data, which reveals a higher percentage of millennials living with parents in areas with high rent and a lower percentage of millennials still living with parents where rents are more affordable. More than 30 percent of millennials live with their mothers in Los Angeles, California; Miami, Florida; Riverside, California; and New York, New York. In all of these markets, rent claims more than 35 percent of the median income level. In Los Angeles, the median rent takes up 47.3 percent of a median monthly income. On the other hand, just 13.9 percent of millennials in Austin, Texas, live with their mothers, the lowest rate recorded in any of the largest 50 metros in the nation, according to Zillow. A median rent in Austin costs 27.3 percent of a median income per month. Seattle is not far behind Austin, with 14.4 percent of millennials living with Mom. In Denver, 15 percent of millennials live with their mothers, followed closely by Oklahoma City at 15.2 percent. Western markets, even despite high and rising rents, tend to have higher rates of millennials living on their own, which Terrazas says is because, for many, their families live far away. Terrazas did note, Zillow’s analysis did not differentiate between millennials moving in with their mothers and mothers moving in with their grown children.“There is also a small slice of this young adult population that has a mom living with them instead,” he said. “Perhaps mom needs extra care as she ages, or has moved in with an adult child to help raise her grandchildren.” For any mothers wondering when their millennial children will move out on their own, only time will tell; but if we’re blaming it on the rents, it is worth noting that Zillow predicts a 2 percent rise in rent costs over the next 12 months. A Full House … Mostly in Daily Dose, Data, Featured, News
When it comes to luxury real estate, the wealthiest and most influential players tend to reside in what Coldwell Banker calls “power markets.” These are the luxury markets that feature a range of lifestyle amenities, cultural experiences, and educational opportunities, some being well established and others more obscure. “Power Markets” go a step further, offering the best of both worlds, with airport accessibility, ease of doing business, prestige, and exclusive real estate that provides privacy and views. Coldwell Banker Global Luxury Program has teamed up with The Institute for Luxury Home Marketing to provide a snapshot of the top 10 Power Markets for Buyers and Sellers in 2018. The report began by analyzing their top 5 percent and 10 percent of active and sold listings in 2018. They broke it down to compare the top five luxury “power markets” for both sellers and buyers, based on the median prices for the top 10 percent of homes sold in these markets. In order, the top five buyer power markets were Maui, Hawaii; Palm Beach, Florida; Washington, D.C.; Kauai, Hawaii; and Brooklyn, New York. The top five sellers were: LA Valley, California; Detroit, Michigan; Las Vegas, Nevada; Boulder, Colorado; and Raleigh, North Carolina. To break it down a bit more: Raleigh-Durham, North Carolina, had the shortest time on the market for single-family homes at a mere three days. For condos, Silicon Valley had the shortest median days on the market at nine days. The most expensive markets were in the Los Angeles-Beach area (Santa Monica, Malibu, and Manhattan Beach) where the median price per square foot was $1,398. Vail, Colorado, took the top spot for condos at $1,629 median price per square foot. Texas reigned for luxury single-family home affordability—Collin County and Fort Worth, Texas, were tied with median prices per square foot at $165. For condos, Orlando, Florida, had the lowest median price per square foot at $156.The most evolving luxury market was in Staten Island, New York, drawing buyers who work or own businesses in the surrounding boroughs of New York City, Manhattan, and Brooklyn. In 2018, Staten Island saw impressive sale prices of single-family homes: 134 of the 139 homes closed above $1 million, four of which closed above $2 million.Click here to see the full report and learn more. Luxury Real Estate’s “Power Markets” Coldwell Banker Real Estate luxury luxury real estate real estate 2019-02-13 David Wharton February 13, 2019 860 Views in Daily Dose, Data, Featured, journal, News Share
Evergreen Home Loans Adopts Snapdocs Tech in Headlines, News, Technology Bellevue, Washington-based Evergreen Home Loans has adopted, Snapdocs’ technology to facilitate e-signings and improve its customer satisfaction, according to the San Francisco-headquartered mortgage tech provider Snapdocs. Evergreen Home Loans is a full-service direct home loan lender offering origination, funding and home loan servicing with offices in six Western states. The adoption of this technology will allow Evergreen to deliver a more integrated and seamless home closing process to its customers in Washington, Nevada, California, Idaho, Oregon, Arizona, and Alaska.“The mortgage industry is rapidly evolving to keep up with the fast-paced, always-on world in which we operate, and we are excited to be at the forefront of that evolution,” said Aaron King, CEO of Snapdocs. “We’ve focused on modernizing the home closing process by creating one platform for title agents, lenders, and buyers.”Snapdocs provides its closing technology platform for lenders, title, and settlement companies and facilitates over 50,000 loan closings a month through its platform which uses advanced automation and machine learning to determine what documents can be e-signed which documents need to be wet signed and to prepare the entire package for preview prior to closing. Additionally, the platform can process packages from any document provider, as well as scanned originals.With this announcement, Evergreen Home Loans has fully adopted Snapdocs’ platform, processing 100 percent of home closings using its innovative technology. “Our homebuyers’ satisfaction is the driving force behind using Snapdocs on such a large scale,” said Tamra Rieger, Executive Vice President, Loan Fulfillment at Evergreen Home Loans. “Snapdocs saw a challenge in the market and solved it in a way that leads to operational savings and time savings when it comes to the home closing process,” Rieger said, noting that Evergreen works with over 1,000 settlement agents alone, all with their own processes. Evergreen Home Loans. Snapdocs Lending mortgage mortgage tech platform 2019-02-22 Radhika Ojha Share February 22, 2019 989 Views
March 07 , 2019 “Expanding our Fair Trade program to the entire region means more opportunities for farm workers and their families to participate in and benefit from community-led improvement projects. It also introduces more opportunities for our consumers to make a difference with each purchase.” Fair Trade Certified farms uphold strict environmental and social standards. A portion of the money paid for certified berries goes into a Community Development Fund, which elected community representatives decide how to use.Driscoll’s said that funds generated from the sales of Fair Trade Certified berries have supported a number of projects in local Baja California communities. Each project is selected through a needs assessment and voted on by all the workers included in the scope of the Fair Trade certificate, including a dedicated committee.The Fair Trade committee has organized three community health fairs across Baja California since 2017, helping nearly 3,000 farmworkers and their families receive medical care from specialists including gynecologists, dentists and optometrists. “I’m imagining a very large project, not only one that would impact all the workers here, but that would help all the other companies see what Fair Trade really does,” says Saidel Hernandez, Fair Trade Committee president and Harvest Crew leader. “Something that will leave a mark, a ‘plasmado,’ that’s my hope for the future.”Nathalie Marin-Gest, senior director, produce & floral at Fair Trade USA, said: “We are thrilled to see Driscoll’s commitment to expand its Fair Trade program in Baja.“In addition to increasing the impact that Fair Trade will have on workers in this region, it empowers consumers in the United States to choose berries that align with their values – those that were grown under strict social, economic and environmental standards.” Spain’s El Ciruelo acquires leading Brazilian tabl … U.S.-headquartered berry company Driscoll’s has expanded its Fair Trade program in Baja California, Mexico, with acreage increasing by near 14% in 2019 amid plans for 100% certification by the end of the year.This means an additional 1,000 workers can positively benefit from the program, the company said.This expansion builds on the continued success of its multi-year Fair Trade USA partnership which has contributed nearly one million dollars in Community Development Funds through the sale of Fair Trade Certified organic berries grown in Baja California.The program expansion allows Driscoll’s to include more of its independent growers, expand retail distribution and increase sales of Fair Trade Certified berries. As a result, more workers in Baja California will benefit from the program and receive additional funds for community development.“With more than 6,500 workers employed by Fair Trade Certified™ farms, our goal is to amplify the positive impact they can have in their local communities,” says Soren Bjorn, president, Driscoll’s of the Americas. U.S. table grape import season “interesting and un … You might also be interested in Shipping companies drop British flag to avoid Brex … Sinclair launches compostable labels for fresh pro …
Busabout is looking for a Global Brand Ambassador and Video Producer, who will embark on the trip of a lifetime to Europe.The Global Brand Ambassador will be the face of Busabout and produce weekly travel themed vlogs for the Busabout YouTube channel, blog posts for Blogabout and regular social content across Instagram and Snapchat, during their epic adventure across Europe.For those looking to be on the other side of the camera, the role of Video Producer requires sharp attention to detail, proven editing skills and a creative mind.“We know the importance of storytelling when it comes to really demonstrating what travelling with Busabout is like and that’s why our Global Brand Ambassador and Video Producer will be such an important addition to our team,” said general manager Tina McIntosh.“They will act as an open window on Busabout as they experience our Europe product to the fullest degree whilst producing original content in some of the continent’s most amazing destinations. So if you’ve been bitten by the travel bug, are addicted to social media and are ready to pack your bags and create your own adventure these could be just the jobs for you!”Applications will be accepted from all around the world and must be received by the end of the day on 5 March 2017. Busabout
Travel without labels, India’s female revolution, vegan hotspots, the best LGBT-friendly holidays – can all be found in the newest podcast for young people, ‘Out of Office’, powered by Contiki. The series begins this month and is, says Contiki, ” aimed at people who are young and hungry for adventure.”The podcast delivers funny and inspiring insights from content creators, experts and influencers as they trade tales about a variety of hot topics and intriguing destinations, from exploring the weird and wonderful foods of Japan and the exciting advent of electric planes; to the ethical and cultural including the rise of traditional Scottish music among young people, and a glimpse into the lives of indigenous communities in Australia.Audiences who love to travel, or people who are looking to learn about the issues facing young people today, are invited to tune in to the first episode which is available now.The podcast also features ‘Convince me’ bonus episodes with a specially selected guests taking on the challenge to convince listeners about a passion subject, including Vegan Travel with @LittleLondonVegan, LGBT travel destinations with Meg Cale and Making travel matter with sustainability expert and explore Celine Cousteau.Audiences can subscribe now on the iTunes app stores or Google PLAY. Streaming is also available on Spotify, Stitcher or all other places podcasts are available. You can find out more HERE Contikifemale travellersLGBTpodcastyouth travel
What an MLB source said about the D-backs’ trade haul for Greinke The Arizona Cardinals may have lost running back Ryan Williams for the year, but that doesn’t mean there aren’t rookies on the roster who fans should be excited about this season. In fact, Ken Whisnhunt is pretty enthusiastic about the team’s entire draft class and what he’s seen from them.“I’ve been very pleased with our rookie draft class,” Whisenhunt told reporters in Flagstaff Tuesday. “It was unfortunate to see Ryan get injured last week because I think he was going to be one of the real standouts from this class. I’ve been very excited that everyone of the guys we’ve drafted looks to me like they’ve got a chance to be a very good guy in this league. They’ve all, at one point or another, made plays during this camp. Actually, they’ve all done pretty well in the preseason games which is unusual. Usually your draft picks, there are a couple that really struggle and that hasn’t been the case.” While Williams was the one making headlines for how well he was running at camp, names like Patrick Peterson, DeMarco Sampson, Rob Housler and Sam Acho have all impressed as well.If camp and the preseason are any indication, the team will likely rely on many of their rookies to contribute this year. Peterson is expected to be one of the team’s starting cornerbacks and a key part of their return game while Acho has already taken reps at linebacker with the first team in place of Joey Porter. While guys like Sampson, Housler and Quan Sturdivant likely won’t start, they’re all expected to have an impact in various roles. Comments Share D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ Cardinals expect improving Murphy to contribute right away Top Stories Nevada officials reach out to D-backs on potential relocation
Comments Share Vince MarottaCan the banged-up Cleveland Browns slow down theCardinals’ roll? Stranger things have happened, but Idon’t think the resurgent Cards defense is quaking intheir boots knowing that Seneca Wallace is lining up undercenter for Cleveland. This will be a close game, because Idon’t think the Cardinals’ offense is capable of blowinganyone out, but I think the Birds get it done.Final Score: Cardinals 19, Browns 14 Doug FranzI believe in this defense.I believe that Skelton can play horrible at times but hedoes enough to win.I believe the Cardinals would win in Cleveland.Put this game in Glendale and start either a back-up QB ora beat up starter and it’s a no-brainer.I have no idea what will happen next weekend on the road,in the cold, with Christmas on the mind but for thisweekend Cards are the easy choice.Final Score: Cardinals 31, Browns 10 Tyler BassettCardinals continue their winning ways this Sunday. TheBrowns’ offense runs into what has been a stellar secondhalf of the season for the defense. It doesn’t matter whothe QB is – for either team – because the Cardinalsdefense will do enough.Final Score: Cardinals 23, Browns 10 Adam GreenI’m drinking the kool aid and it tastes good. TheCardinals have won four of five and now get to face a teamthat, to put it mildly, stinks? Yeah, I like theirchances.The Cardinals defense is playing out of its mind latelyand gets to face a Seneca Wallace-led offense. He isn’tgood enough — or good at all, really — and the defenseshould have its way Sunday. Add that to an offense thatshould find its run game again and the Cardinals willcoast to a win and a .500 record.Final Score: Cardinals 27, Browns 13 Dave BurnsIsn’t it ironic that of the three games remaining for theCardinals, the Browns game is the one I’m most nervousabout even though it’s the easiest one left on theschedule. The Cardinals are supposed to win this game;hence I’m scared they won’t. But then I look at thenumbers and I’m reassured. In particular, the fact that intheir last three games the Browns are giving up an averageof 190 yards per game rushing. The last time the Cardinalsfaced a run defense close to that bad, Beanie busted outbig time against the Rams. More of the same and the Cardshave nothing to worry about. .500 here we come.Final Score: Cardinals 27, Browns 10 Charlie FeinermanThe Cardinals are facing a Browns team that will haveSeneca Wallace under center sue to Colt McCoy’s injury.While Wallace is mobile, I don’t see that being a problemfor the newly-reinvigorated Cardinals defense.Final Score: Cardinals 31, Browns 13 Cardinals expect improving Murphy to contribute right away The Arizona Cardinals get a break from playing some ofthe NFL’s best as they welcome the 4-9 Cleveland Browns totown. At 6-7 the home team has a chance to bring its record to.500 while staying in the playoff race, but the Browns arehoping to pull off the upset. Will it happen? Give us your predictions in the comments below. What an MLB source said about the D-backs’ trade haul for Greinke Carter NackeWith both starting QBs likely out, I think the Cardinalswill win this Battle of the Backups (TM, by the way). Addin the fact that the Browns continue to be terrible seasonafter season, and Sunday should turn into an easy win forthe Cards.Final Score: Cardinals 24, Browns 10 Top Stories Nevada officials reach out to D-backs on potential relocation D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ Joe HuizengaFun Fact…the Browns are the last team to beat the GreenBay Packers…oh wait, it was the pre-season when thathappened. The Cardinals have been on a roll and Cleveland is bothoffensively and defensively the blandest team in football. IF the Cardinals are going to have any shot at theplayoffs they really need this one.Final Score: Cardinals 27, Browns 10
D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ Top Stories Cardinals expect improving Murphy to contribute right away What an MLB source said about the D-backs’ trade haul for Greinke The staff of ArizonaSports.com has compiled their list of the top 25Arizona sports stories of the year 2011. We’ll be unveiling them over thenext couple of weeks all leading up to the top story of 2011.It was the worst-kept secret in the National Football League.The Arizona Cardinals were looking for a new quarterback after thesignal-calling nightmare that was the 2010 season.The Philadelphia Eagles were looking to trade Kevin Kolb, their starterwhen 2010 started, but now an expendable chip thanks to Michael Vick’sMVP-caliber season. Nevada officials reach out to D-backs on potential relocation Comments Share