La diócesis de Jerusalén brinda servicios de salud y educación…

first_img Rector Bath, NC Rector Washington, DC Assistant/Associate Rector Washington, DC Rector Shreveport, LA Associate Rector for Family Ministries Anchorage, AK Rector Pittsburgh, PA Submit an Event Listing Bishop Diocesan Springfield, IL An Evening with Aliya Cycon Playing the Oud Lancaster, PA (and streaming online) July 3 @ 7 p.m. ET Priest-in-Charge Lebanon, OH [Episcopal News Service] Por cada niño física o evolutivamente discapacitado que atienden en el Centro Princesa Basma para Niños Discapacitados de Jerusalén Oriental, otros 20 son atendidos en centros locales o intermedios a lo largo y ancho de la Cisjordania.“Somos el único centro de calidad que ofrece completa rehabilitación en Palestina; competimos con otros en el mundo árabe y ninguno obtiene nuestros resultados”, dijo Maha Yasmineh, directora ejecutiva en funciones de Princesa Basma. “Hemos alcanzado un nivel que tenemos que mantener, nadie más puede hacerlo”.En 2005, el Centro Princesa Basma fue reconocido por el innovador servicio de alta calidad que le presta a los niños y sus familias. El centro se inauguró en 1965 y en 1987 fue la primera escuela en integrar niños discapacitados en las clases ordinarias.“Ha sido un éxito tal que nos estamos convirtiendo en mentores de otras escuelas”, dijo Yasmineh, añadiendo que muchos de los discapacitados que se gradúan en la escuela han continuado estudiando en la universidad.La escuela no tenía clases y los pasillos estaban silenciosos, salvo por unas cuantas madres y sus hijos, cuando la obispa primada Katharine Jefferts Schori visitó el Princesa Basma a fines de diciembre durante su viaje de 12 días a Israel y los Territorios Palestinos en Navidad y Año Nuevo.La obispa primada visitó la diócesis atendiendo la invitación de Suheil Dawani, obispo anglicano de Jerusalén.“La Diócesis de Jerusalén tiene una larga e importante relación con la Iglesia Episcopal americana, vuestro apoyo a la diócesis ha sido firme y generoso”, dijo Dawani a Jefferts Schori durante la visita.En el curso de su visita a Princesa Basma —que debe su nombre a la princesa de Jordania que inauguró el centro en los años sesenta—, la obispa primada se enteró del Programa de Capacitación Materna y de algunos retos a los que el centro se enfrenta.Cada año, de 250 a 300 madres y sus hijos pasan entre dos y cuatro semanas viviendo en el centro. Los niños reciben un tratamiento de rehabilitación completo y las madres aprenden atender a sus hijos, muchos de los cuales padecen de anomalías congénitas.“Muchísimas madres no saben nada sobre la discapacidad”, dijo el Dr. Waddah Malhees, director médico del programa de rehabilitación. “Las enseñamos a cuidar a sus hijos, y a continuar con la rehabilitación”.(En 2012, añadió Malhees, el centro Princesa Basma llegó a ser el primero en tratar a niños palestinos autistas, y es el único centro que trata a niños autistas y capacita a sus familias).Más recientemente, sin embargo, debido a reducciones presupuestarias, las madres y los hijos deben abandonar el centro los jueves por la noche y regresar los sábados, lo cual significa que deben pagar los costos de transporte y pasar por los puntos de control entre Jerusalén y sus hogares en Cisjordania explicó el personal.Ochenta y siete por ciento del presupuesto del centro es generado por costos de servicio y matrícula escolar. El 13 por ciento de déficit del presupuesto que se prevé para 2013 representa alrededor de $268.000, dijo Yasmineh.“El trece por ciento es muchísimo dinero”, afirmó. “Estamos atendiendo niños necesitados en los Territorios Palestinos, y si nosotros no lo hacemos, nadie lo hará”.La Diócesis Episcopal de Jerusalén dirige 35 instituciones sanitarias y docentes a través de cinco países y la Cisjordania controlada por la Autoridad Palestina y también en Gaza, donde se encuentra el hospital Ahli Arab, que es una de sólo tres instituciones dirigidas por cristianos.Haga un clic aquí para ver una historia específica sobre el hospital de Gaza“Estas instituciones llevan a cabo un ministerio maravilloso y asombroso en un lugar con un historial multirreligioso y multiétnico y, en consecuencia, es vital para la Iglesia seguir ofreciendo estos servicios, porque estas instituciones, así como las iglesias, desempeñan un papel moderador y muy importante en la sociedad”, dijo el Muy Rdo. Hosam Naoum, deán de la catedral de San Jorge [St. George’s Cathedral] en Jerusalén, en una entrevista el 1 de enero en el patio de la hostería de San Jorge.“Existimos para edificar una comunidad de tolerancia, de reconciliación y una comunidad que tiene una comprensión mutua de la fe, la cultura y la tradición del otro”. Y añadió: “Estas instituciones, así como el ministerio parroquial, ofrecen un terreno sano y fértil para futuros y potenciales líderes de la comunidad. Y [para] personas que están bien preparadas y que sostienen relaciones positivas. Y esto es lo que soñamos, establecer realmente una comunidad que le permita tanto a judíos como a palestinos convivir para crear una sociedad donde todo el mundo importe”.Las escuelas son la mayoría de las instituciones diocesanas, y la escuela de San Juan en Haifa ha educado a generaciones de niños musulmanes, judíos y cristianos. Cada mañana, los 575 estudiantes, 50 por ciento de ellos musulmanes, se reúnen en una asamblea matutina y a la escuela no sólo se le reconoce por su alta calidad docente (ya en el kindergarten se introducen nociones de investigación científica), sino también por su formación a favor de la “paz”.“Estamos haciendo un magnífico trabajo, pero no evangelizamos”, dijo Wajeeh Awad, que ha estado 52 años en la escuela, durante un almuerzo en Haifa a fines de diciembre. Awad es ex director y ahora es miembro de la junta directiva de la escuela.Además del Princesa Basma, el hospital de Gaza y la escuela de Haifa, la obispa primada visitó también el hospital de San Lucas en Nablus; una clínica de diabetes que está a punto de inaugurarse en los terrenos de la iglesia de San Andrés en Ramala; así como el sitio donde se construye un hogar de ancianos y centro comunitario de 40 camas en los terrenos de la iglesia de San Pedro en Birzeit, un suburbio de Ramala.Reflexionando sobre las visitas, la obispa primada dijo: “es obvio que los cristianos son los principales constructores de puentes, y ven su ministerio como el servicio a todo el pueblo de Dios, a todos los hijos de Abraham.“La obra que la diócesis de Jerusalén lleva a cabo es de profunda importancia”.En los territorios palestinos, del 10 al 15 por ciento de la población padece de diabetes, de la cual el alto nivel de estrés se cree que sea un factor, en contraste con el tres por ciento de la tasa global, dijo el Dr. Hisham Nassar, que es el asesor de atención sanitaria de la diócesis. Nassar abordó el tema durante un almuerzo en la iglesia de San Andrés en Ramala en diciembre pasado.La clínica diabética localizada en la iglesia abrirá seis días a la semana y se espera que atienda de 300 a 400 personas al mes. La clínica también ofrecerá sesiones de información mensualmente, explicó Dawani durante un recorrido por la modernísima clínica en diciembre pasado.En el hospital de San Lucas, en Nablus, nueve comadronas partean un promedio de 180 bebés al mes. Si una madre tiene un parto normal, su estada en el hospital es de seis horas. El hospital cuenta también con una unidad neonatal de terapia intensiva para los casos complicados.Con 150 empleados, el hospital médico y quirúrgico de 60 camas atiende anualmente a más de 70.000 pacientes de Nablus y las aldeas circunvecinas “independientemente de su raza o de su condición social”.Sin embargo, un tomógrafo computarizado, roto desde 2010, permanece inactivo en la planta baja del hospital, lo cual constituye un problema para esta institución que tiene el único departamento de urgencias traumáticas del norte de Cisjordania, un área de 500.000 habitantes, por lo cual también funciona como un centro de referencia para todos los casos de neurocirugía.“Aquí tenemos un personal que brinda atención médica a bajo costo, sirviendo a todo el que entra por la puerta. ¿Cómo se las arreglan para [tratar casos de] neurología y cardiología [sin el funcionamiento de un tomógrafo]? El ver esta máquina que no funciona realmente me inspiró [a ayudar]”, dijo el obispo James Magness, obispo sufragáneo de la Iglesia Episcopal para los ministerios federales, luego de una visita al hospital.“Su nivel de compromiso [del personal del hospital] es inspirador y en verdad me motiva a querer ayudar. Ver las escuelas y hospitales y la manera en que trabajan atrae a las personas”.Los diversos ministerios diocesanos enfrentan muchos desafíos, algunos como resultado de la crisis económica mundial, algunos como consecuencia de la política en Israel y los Territorios Palestinos. Pero la reducción presupuestaria en el Princesa Basma, que también dio lugar a que 12 empleados perdieran sus empleos, y que puede obligar al cierre del taller ortopédico del centro; el tomógrafo roto del San Lucas y la transición del hospital de Gaza luego de perder el apoyo económico de la Agencia de las Naciones Unidas para los Refugiados de Palestina, no han afectado la capacidad de la institución [diocesana] de brindar atención de calidad a los pacientes.“El lugar donde uno ve esperanza es en el campo de la medicina”, dijo el Rdo. Canónigo Robert Edmund, encargado de asociaciones globales de la Iglesia Episcopal con el Oriente Medio, en una entrevista con ENS en Jerusalén. “Tratan a todo el que entre por la puerta. Y el nivel de atención que se brinda es el nivel que pueden ofrecer. Hacen todo lo más que pueden con lo que disponen”.– Lynette Wilson es redactora y reportera de Episcopal News Service.Traducción de Vicente Echerri Youth Minister Lorton, VA Curate Diocese of Nebraska Associate Rector Columbus, GA Submit a Job Listing Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Press Release Service Priest Associate or Director of Adult Ministries Greenville, SC Episcopal Church releases new prayer book translations into Spanish and French, solicits feedback Episcopal Church Office of Public Affairs New Berrigan Book With Episcopal Roots Cascade Books Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Canon for Family Ministry Jackson, MS Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Featured Events Submit a Press Release Rector Knoxville, TN Featured Jobs & Calls Family Ministry Coordinator Baton Rouge, LA TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET La diócesis de Jerusalén brinda servicios de salud y educación a los palestinos Retos a que se enfrenta el ministerio The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group center_img Rector Albany, NY Rector and Chaplain Eugene, OR Por Lynette WilsonPosted Jan 18, 2013 Rector Tampa, FL Cathedral Dean Boise, ID Assistant/Associate Rector Morristown, NJ Director of Music Morristown, NJ Rector Hopkinsville, KY Rector Smithfield, NC Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Missioner for Disaster Resilience Sacramento, CA Rector (FT or PT) Indian River, MI The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Course Director Jerusalem, Israel Rector Collierville, TN Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Associate Priest for Pastoral Care New York, NY Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Curate (Associate & Priest-in-Charge) Traverse City, MI Rector Belleville, IL In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Rector Martinsville, VA Assistant/Associate Priest Scottsdale, AZ AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Director of Administration & Finance Atlanta, GA Rector/Priest in Charge (PT) Lisbon, ME Virtual Episcopal Latino Ministry Competency Course Online Course Aug. 9-13 last_img read more

Santander selects new three-year charity partners

first_img About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. Santander selects new three-year charity partners Tagged with: banks corporate  138 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis28 AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis28center_img Advertisement Barnardo’s and Age UK have been chosen by Santander staff to benefit from a combined fundraising and grant programme, which aims to provide funding of up to £1.5 million for each charity over the course of the partnership.The charities have been chosen as part of Santander’s new community programme The Discovery Project, which aims to help one million people in the UK over the next five years through three core programmes: Explorer, which aims to help people learn about the world around them, Transformer, which will provide work-focused support and training, and Changemaker, which will support social innovation and projects.The funds raised for Age UK will be used to develop a new initiative to support older people in preparing for the future called Ambitions for Later Life. The programme will involve one-to-one sessions with older people to provide support such as helping to prepare for retirement or living independently for as long as possible.  The money will also help Age UK provide more companionship, advice and support to older people.For Barnardo’s, the money raised will support On Track, the charity’s tailored support programme for long-term unemployed young people, providing one-to-one coaching to help them develop the skills they need to get into work, training or education.Santander’s staff will also have opportunities to volunteer for the charities, such as through Age UK’s national telephone friendship service, Call in Time, which matches corporate volunteers with lonely or isolated older people and through supporting Barnardo’s UK-wide network of charity shops.Nathan Bostock, CEO, Santander UK, said:“Our purpose is to help people and businesses prosper, and we recognise that in a rapidly changing world for many the pace of change can be difficult to navigate. The Discovery Project has been created to help people make the most of the opportunities society has to offer. We are very excited about the potential for our partnership with Age UK and Barnardo’s to help some of the most vulnerable people in our communities.” Melanie May | 19 January 2016 | Newslast_img read more

Pork Producers: ‘We Need Help Now’

first_img Facebook Twitter SHARE Pork Producers: ‘We Need Help Now’ Home Indiana Agriculture News Pork Producers: ‘We Need Help Now’ “We need help now to weather this unprecedented crisis.”As Senators make their way back to D.C., that is the plea from National Pork Producers Council (NPPC) President A.V. Roth.He added, “Without swift congressional action to address this dire situation, me and thousands of generational farm families could go out of business.”NPPC is urging Congress to pass the RELIEF for Producers Act of 2020, legislation that would provide compensation for farmers forced to euthanize or donate animals that can’t be processed into the food supply due to COVID-19.How bad is the situation? Dr. Steve Meyer, an economist with Kerns & Associates, says hog farmers are looking at $5 billion in losses, or $37 per hog.“In the 30 years that I’ve been involved as an analyst, this is by far the largest economic hit that I’ve ever seen this industry take. We had a terrible hit in 1998, we had another one in 2009, but nothing compares to this. And it comes off of a two-year period when we thought we were going to make money and because of the trade disruptions and stuff, they’ve been basically breaking even for the average producer out there.”In addition to the RELIEF for Producers Act, NPPC is joining other ag groups in urging Congress to include additional direct payments to producers as part of the next coronavirus relief package. Senate Republicans are expected to release their relief package proposal this week. By Eric Pfeiffer – Jul 20, 2020 SHARE Facebook Twitter Previous articleIndiana Corn 59% Good-Excellent, Soybeans at 60%Next articleElanco Receives Approval for Bayer Animal Health Acquisition Eric Pfeifferlast_img read more

The Highs and Lows of Mortgage Compliance

first_img Demand Propels Home Prices Upward 2 days ago Tagged with: Compliance Mortgage Industry The Collingwood Group The Best Markets For Residential Property Investors 2 days ago Xhevrije West is a talented writer and editor based in Dallas, Texas. She has worked for a number of publications including The Syracuse New Times, Dallas Flow Magazine, and Bellwethr Magazine. She completed her Bachelors at Alcorn State University and went on to complete her Masters at Syracuse University. About Author: Xhevrije West Government agencies are completely changing the pace and manner in which the mortgage industry does business with a host of new regulatory requirements. This, in turn, has caused compliance to become the new focal point for lenders, servicers, and others in this space.Jerry McCoy, Senior Policy Advisor to The Collingwood Group, talked with DS News about the full circle of compliance and how the mortgage industry should be taking on these rules.What compliance trends are you seeing currently in the housing market?McCoy: I think that we’re seeing a general trend of increased compliance across the landscape, from an origination standpoint as well as on the servicing side of the equation–both from a regulatory standpoint–and when I say regulatory that could be from the state side, it could be from a federal regulator like the Consumer Financial Protection Bureau (CFPB), also could be some from the banking regulators or credit union side when I say regulation. So all of those have been increased in relation to the mortgage side in the overall equation. There is an increased emphasis in all of these on really the lens from the consumer side, so I think all of these are focused on what does the consumer side look like. Are they confused? Are they not? The regulatory side has been very edged against. It has dialed up significantly in terms of the equation and I would expect that trend to continue going forward.How does compliance impact the consumer?McCoy: It’s kind of a full circle if you think about it. So the compliance and regulatory environment–the rules–are focused on really two pieces. One is: does the consumer understand what they have? What they’re getting? What somebody is communicating to them, do they fully understand that? So they can make an informed decision. If you look at it in its core, that is fundamentally what a lot of the compliance components are around. You start there, and then you build rules around it. What rules can you put in place so you can ensure that is fundamentally what is the objective? And then from those rules–now that I have these rules–do those rules become the regulations? Those regulations you then have to turn around as an operator or as a business and ensure they have controls in place to make sure they’re able to meet those regulations. So as a result of that, they have increased levels of validation, asking for more information. There’s a lot more effort that goes in on that side, because the lender has to do more work and effort there. It then turns around and the customer experience is also impacted, because now you’re asking for more information from the customer and so then we start all back over again, if that makes sense. So all of these things have a direct cause and effect–positive and negative–in terms of what goes on in the equation. So there’s an increased cost associated as well. At the end of the day, as regulation increases, the cost to comply goes up.What new or upcoming regulations will directly impacting compliance?McCoy: If you look at this from two angles, obviously you have the new origination–you have TILA-RESPA Integrated Disclosure (TRID) and all the things associated with TRID and its impact with that. On the origination side, which is coming down the road–I think it deploys effective in 2017–but there are new Home Mortgage Disclosure Act (HMDA) disclosures that are going to be part of the equation, which are an increased data set. So that’s increasing the effort in terms of making sure you have good information and moving that through. On the servicing side of the equation, there are an extensive number of servicing guidelines and best practices that have been deployed not at the regulatory front but also from the investor side, in terms of addressing all of the servicing practices. And that’s core servicing, escrow management, insurance management, core payment processing, just basically going through the core, foundational servicing processes.How are mortgage companies faring with these new regulations?McCoy:  I think everybody is absolutely, 100 percent focused on ensuring that they’re meeting all of the requirements. Everybody is after to try to get it deployed and managing toward it. Failure is not an option, is the way I would kind of look at it, in terms of–in this equation. Given the multitude of things and processes that are touched as a result of these regulations, it adds a great deal of stress to the franchise to ensure that they’ve teed off and covered off every one of the potential implications within the process. So it has a fairly extensive implication across the franchise. Not only from systems, it includes documents to the consumer.What role does technology play in compliance?McCoy: I think that technology certainly has to be adaptable. And some firms have a better ability to do that than others, mainly because their information where their technology’s stacked might be newer – newer capabilities versus some older capabilities that are there. So they’re depending on the age and the way they’ve approached it, will have different impacts from a systems standpoint. I think that one of the big areas that relates to the systems themselves is around information management. So we’ve got a lot of systems that are there. How do we bring that information together from all those disparate systems so that you can now take actionable approaches to meet the compliance department – to help in that process.It has certainly had an impact on innovation, because it stifles it a bit, and the reason behind is it as you might want to move forward and try new products or new processes, it’s incredibly important that when you step out, you’re able to do that in a way that is–all of the requirements.  Failure’s not an option. In the environment we’re in today, really has to be tight all the way through. Just because we have a great idea, if we can’t really navigate that great idea or that great process through the compliance and regulatory environment, it’s going to be a problem. That doesn’t mean innovation doesn’t happen. Part of it around how you navigate through the process, make sure you’ve met all the compliance requirements, at the same token of reaching that new, innovative way to do it.What’s an outlook for compliance in 2016 and beyond?McCoy: It is here to stay. I think that it will increase in the process. I don’t think the pendulum has swung back down yet. It’s going to be increased level that’s there, you have an increased level of transparency that now exists. So with the increased level of transparency, things such as TRID, the new HMDA guidelines, the variety of other things that will come into play, that will then lead into additional views and processes, so I would in essence see the regulatory environment will be a very top priority focus for folks in terms of managing their business going forward. It’s here to stay, and it’s the firms that embrace–incorporate it into their process, incorporate it into their cultural components. Culture is extremely important in this equation, and say, how do we make sure that we are absolutely committed to doing all of the right things and ensuring that our systems are in play to do that? Do we have good transparency to ensure that we’ve got there? And that all of the folks on our team are focused on helping us get there. And helping us get to the right spot. And unfortunately, it’s also going to have some increased costs, some increase components to it. Again, you just have to navigate through how that works. Is Rise in Forbearance Volume Cause for Concern? 2 days ago Share Save Home / Featured / The Highs and Lows of Mortgage Compliance in Featured, News Related Articles Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago  Print This Postcenter_img The Highs and Lows of Mortgage Compliance Compliance Mortgage Industry The Collingwood Group 2016-03-15 Brian Honea Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily March 15, 2016 1,235 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Counsel’s Corner: Digging Deeper Into the 9th Circuit Court Decision on GSEs Next: Lenders, Here’s How to Attract First-Time Homebuyers Subscribelast_img read more

Ocwen Amps Up Borrower Outreach Efforts

first_img About Author: Scott Morgan Subscribe The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Ocwen Amps Up Borrower Outreach Efforts Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Foreclosure Prevention Loss Mitigation Ocwen Financial Ocwen Financial Corporation and Oakland-based NID Housing Counseling Agency will team up for a late-July event aimed squarely at low-to- moderate income and minority communities in California.The combined effort is scheduled for Saturday, July 23, in San Bernardino, as a way to discuss home ownership and prevent foreclosures in lower-income areas. Ocwen home retention agents and certified NID housing counselors will meet with distressed homeowners face-to- face with to “explore options to make their mortgages more affordable through sustainable loan modifications,” the companies announced Thursday.“We understand the pride and gratification derived from owning a home and the devastating consequences of losing it to foreclosure,” said Ray Carlisle, president of NID. “The foreclosure process does not just harm borrowers, but entire families and communities.”The event will offer assistance with preparing Request for Mortgage Assistance (RMA) packages; information on borrower eligibility for state and federal foreclosure assistance programs; counseling on possible mortgage solutions tailored to fit their unique situations; and information on free follow-up housing counseling and education with NID.Worries about California’s housing crisis have been growing over the last year or so. The state was hit hard by the recession, but bounced back to being a market of swift sales and rapidly escalating house prices. The downside to that growth has been limited inventory and increased competition that is especially daunting to younger buyers. Last year, the Los Angeles Daily News reported on the growing problem millennials are having trying to crack California’s housing market, and in February, Forbes named Riverside as one of the five overvalued markets (by 17 percent) that could be ground zero for the next housing bubble‒‒and pop.NID claims it has worked with approximately 1,250 homeowners annually over the last eight years, with an average balance of $135,000 among its clients, translating more than $168 million in home value designed to keep wealth concentrations within local neighborhoods and mitigate against destabilization.Ocwen, which is still grappling with the $30 million fallout revolving around accusations that accused the company of falsely certifying its compliance with federal mortgage programs services more than 265,000 mortgages in California during the recession, claims to have helped more than 625,000 families avoid foreclosure. In California alone, Ocwen has granted more than 80,000 loan modifications, of which 51 percent received a principal reduction. Previous: Investing? Do Your Homework Next: DS News Webcast: Tuesday 7/5/2016 Demand Propels Home Prices Upward 2 days ago July 4, 2016 1,498 Views Related Articlescenter_img Home / Daily Dose / Ocwen Amps Up Borrower Outreach Efforts  Print This Post The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Loss Mitigation, News Foreclosure Prevention Loss Mitigation Ocwen Financial 2016-07-04 Brian Honea Scott Morgan is a multi-award-winning journalist and editor based out of Texas. During his 11 years as a newspaper journalist, he wrote more than 4,000 published pieces. He’s been recognized for his work since 2001, and his creative writing continues to win acclaim from readers and fellow writers alike. He is also a creative writing teacher and the author of several books, from short fiction to written works about writing. Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days agolast_img read more

Comparing Home Seller Profits With Median Down Payments

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Related Articles in Daily Dose, Featured, Market Studies, News Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Down Payment Home Sellers Homebuyers Profits real estate sellers Zillow 2018-06-28 Krista Franks Brock Share Save Comparing Home Seller Profits With Median Down Payments The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home sellers in 2017 made a median profit of about $39,000 in 2017, according to data Zillow released recently. Having owned their homes for about eight and a half years, their profit return was about 21 percent. With 71 percent of sellers in the market for a new house though, the question remains, how easy is it for them to purchase a new home at today’s prices, even with their newfound returns.Zillow calculated the typical length of time a 2017 seller owned their home before selling and then found the median price gain on sales in major U.S. metros. It then compared this gain to the price of a 20 percent down payment on a median-priced house in April 2018.At a national level, the $39,000 returns sellers reaped in 2017 was not enough to cover a 20 percent down payment on a median-priced home, which comes to about $43,000, the study found. In fact, in 25 of the 33 metros, Zillow covered profits earned in 2017 fell short of a 20 percent down payment in the same market today. In New York, the nearly 15 percent gain translated to $46,000 in earnings. While that is above the level for a 20 percent down payment at the national level, in New York, a 20 percent down payment is significantly higher, about $84,960. In Chicago, sellers faired similarly, gaining $19,900, which is less than half what is needed for a down payment in the metro—about $43,600The outliers, where home sellers did earn enough to cover a down payment in their market, included a handful of high-priced markets in the West. In San Jose, California, homeowners reaped $296,000 in profit after owning their homes for almost nine years. This was more than enough for a $252,780 down payment on a median-priced home in the area. In fact, this profit was higher than the national median home price. In percentage terms, San Jose ranked highest for median percent change in price between home sales with a 53.8 percent increase. San Francisco (45.5 percent); Seattle, Washington (44.7 percent); and Portland Oregon (37.6 percent) also posted high rates of return. As in San Jose, sellers in these markets can afford a down payment on a median-priced home with the profits earned on the sale of their home. The good news for the sellers in those markets where they did not earn enough for that 20 percent down payment is their earnings still often give them an edge over first-time buyers.  Today’s sellers “typically are buyers as well, but the profits from the sale of their former home give them an advantage over first-time buyers who may be coming in with smaller down payments,” said Aaron Terrazas, Senior Economist at Zillow. Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days agocenter_img Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and DSNews.com, MReport and theMReport.com. She holds degrees in journalism and art from the University of Georgia. About Author: Krista Franks Brock June 28, 2018 1,234 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post Subscribe Tagged with: Down Payment Home Sellers Homebuyers Profits real estate sellers Zillow Previous: DS News July: How Tech Is Transforming Mortgage Servicing Next: HUD Approves Florida Disaster Plan—What You Need to Know The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / Comparing Home Seller Profits With Median Down Payments Sign up for DS News Daily last_img read more

Concern over flooding potential of blocked Clonmany river

first_img Derry draw with Pats: Higgins & Thomson Reaction Google+ Twitter RELATED ARTICLESMORE FROM AUTHOR Facebook WhatsApp DL Debate – 24/05/21 It’s been claimed that the river in Clonmany is more blocked with debris now than it was when flooding hit the Inishowen peninsula last year. In recent weeks, a number of houses in the village narrowly escaped being flooded again after a day of heavy rain caused the river there to burst its banks.Local Cllr Martin McDermott believes that the issue would be resolved somewhat if efforts were made to clear the river from excess debris.He says it’s a countywide issue, that neither Donegal County Council nor the OPW are taking responsibility for:Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2018/11/martghjgjggjinmcd.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Facebook AudioHomepage BannerNews WhatsApp Google+center_img Pinterest Concern over flooding potential of blocked Clonmany river Harps come back to win in Waterford Journey home will be easier – Paul Hegarty Twitter Previous articleMackerel quota bad news for Donegal – CopeNext article‘The Lion King 2019’ Live Action trailer is here!!! News Highland FT Report: Derry City 2 St Pats 2 Pinterest By News Highland – November 23, 2018 News, Sport and Obituaries on Monday May 24thlast_img read more

Missing hiker found dead atop glacier on California mountain

first_imgEloi_Omella/iStock(BISHOP, Calif) — A hiker who had gone missing while exploring a mountain in California was later found on top of a glacier, according to authorities.Alan Stringer, 40, of Huntington Beach, failed to return home on Monday after setting off on Nov. 3 to hike in the area near Bishop, California, about 300 miles north, according to the Inyo County Sheriff’s Office.Stringer, who was described as an “experienced hiker” had not disclosed the details of his hiking plans or the routes he planned to take, but rescue crews used information that he had recently purchased an ice ax and crampons and participated in mountaineering training courses to narrow down the search, authorities said.Sheriff’s deputies located Stringer’s vehicle at North Lake early Tuesday morning and crews began searching for him aerially in the area, according to the sheriff’s office.A forensic analysis of Stringer’s cell phone activity revealed only one call very early Sunday in the Bishop area, before his planned hike. He was only equipped with gear for hiking during the day and had an InReach satellite communication device, but he never activated it, according to the sheriff’s office.After more aerial searches on Wednesday, Stringer was found dead by workers of the Sequoia and Kings National Park on Thursday afternoon at the top of the Darwin glacier, near the base of the notch to go up Mount Darwin, authorities said. Further information regarding Stringer’s death was not immediately available. The Sequoia and Kings National Park is conducting the investigation and the recovery of his body, according to the sheriff’s office.Copyright © 2019, ABC Audio. All rights reservelast_img read more

Firefighter suspended over protocol after trying to save 95-year-old from burning home

first_imgVEX Collective/iStock(ATLANTA) — An Atlanta firefighter was suspended without pay for reportedly breaking protocol when he went into a burning home to save a 95-year-old woman.Yet questions around what exactly led to the suspension remain, and whether or not policies were in fact breached.Capt. Daniel Dwyer, a 15-year veteran with the Atlanta Fire Rescue Department, responded to a fire on Collier Drive on June 27, 2019, according to a copy of the complaint against him signed by Fire Chief Randall Slaughter last week and obtained by ABC News Wednesday.The complaint states that Dwyer broke policy by entering the home “without your crew members, which is in immediate conflict with no freelancing, accountability and maintaining crew integrity.”A video of the incident, also obtained by ABC News, shows the house engulfed in flames. The actual sequence of events at the fire is unclear, including the actions of the first responders before the video begins, but the footage shows multiple firefighters at the scene and one pulling what appears to be a person out of the house.Sgt. Cortez Stafford, a spokesman for the fire department, told ABC News while he had not seen the complaint, he was under the impression that Dwyer entered the home on his own.“We have a policy that states that for firefighters making an entry or making a rescue, they need to make sure that they’re with the crew if something goes wrong,” Stafford said in a telephone interview Wednesday. “Apparently that didn’t happen in this instance.”But Paul Gerdis, the president of Atlanta Professional Fire Fighters, the local branch of the International Association of Fire Fighters union, disagreed.Gerdis told ABC News Dwyer entered the home with two other crew members. Those two firefighters were trying to suppress the flames while Dwyer conducted a search of the first floor, according to Gerdis.Dwyer successfully located the woman and pulled her out, but she later died from her injuries, according to Gerdis.Gerdis called Dwyer’s suspension “absolutely odd.” Stafford said in his 14 years with the department, he could not recall a similar suspension.Gerdis said that while policies are always in place, those are meant to protect the firefighters.“It goes against the American Fire Service to punish firefighters for acts of valor,” Gerdis said. “When a citizen’s life is on the line, safety protocols for the firefighters need to be set aside.”When reached by ABC News, Dwyer said he could not comment because he is appealing his suspension.Dwyer will be suspended without pay on Thursday and Sunday, considering firefighters work 24-hour shifts, according to a copy of the complaint.Gerdis noted that while the department was investigating Dwyer’s actions, he was promoted from lieutenant to captain and now works in the firehouse nearest the home where the incident happened.“He’s got to live with the guilt of not being able to rescue this homeowner, and now he’s facing the 48 hours without pay after being put into the territory of this homeowner,” Gerdis said. Copyright © 2020, ABC Audio. All rights reserved.last_img read more

KnowledgePool Award for Excellence in Training

first_imgKnowledgePool Award for Excellence in TrainingOn 7 Oct 2003 in Personnel Today Comments are closed. Thisaward looks for training interventions, which have significantly benefited thebusiness or organisation, particularly if the trainers involved have developednew approaches. The judge sought evidence of improved performance and gains inemployee skills and capabilities. He also looked for well-designed anddelivered training programmes.CategoryjudgeForthe past three years Colin Steed has been the chief executive of the Instituteof IT Training, which he helped set up in 1995. He spent 10 years in the ITdepartment at British Airways before founding the Training Information Networkin 1981. Following this, he launched IT Training, the first magazine in thefield. Steed has also co-launched ITSkills magazine for the Hemming Group andis author of Web-based Training.Alliance& Leicester PLCTheteamNo.in HR team 80Staff responsible for  8,700Russell Simm, Director of group information servicesHilary Buckley, Technology training services managerCarole Ratcliffe, Head of organisational & commercial managementRosemary Redhead, Training & development adviserDella Smith & Angela Wilcox, Senior training & development advisersJeni Gosling, Training & development adviserKatrina Raymakers, Senior training & development adviserClare Catherall, Training & development administratorCarolyn Rostron, Senior training & development adviserJenny Wells & Chris Brereton, Training & development advisersLorraine Dixon, Training & development adviserTheTechnology Training Services TeamAboutthe companyAlliance& Leicester is one of the UK’s major financial services groups, employingmore than 9,000 people in over 300 locationsTheteamTheTechnology Training Services team is accountable for optimising the use of thegroup’s technology through the development of desktop skills for all Alliance& Leicester people. The team forms part of the Group Information ServicesDepartment with a reporting line into the Training & DevelopmentDepartment, Human Resources  ThechallengeToimprove desktop competency skills throughout Alliance & Leicester by atleast 30 per centWhatthe company did–Designed an integrated learning process to ensure staff had all the skills theyneed–Assessed individual desktop skill levels and the departmental business skillsrequired, identified skills gaps and set up individual learning plans–Individual progress was assessed on an ongoing basis–A blended learning solution was used to deliver the necessary trainingincorporating workshops, coaching, e-learning, departmental mentoring and referencematerialBenefitsand achievements–Individuals developed their skills in shorter time periods and became moreeffective–Productivity improved with less time away from the office–Employee opinion surveys shows training and development results have improvedColinSteed says: “An outstanding and innovative example by the Alliance andLeicester of how to balance personal development of staff and the improvementof productivity to deliver real business benefits to the organisation. Theproject utilised a specially-developed, integrated business process to deliverjob-focused training using a mixture of training delivery methods to provide aquality-driven approach.”LyrecoTheteamNo.in HR team 6 in HR, 6 in T&DStaff responsible for 1,500IanLawson, Training & development directorPaul Price, Field sales training managerSally Cullum, Modern apprentice training administrationDawn Foulkes, Customer services trainerMarie Mason, Senior trainerLaverne Ford, Corporate accounts training managerPaul Mandeville, Logistics trainerTrainingTeamAboutthe companyLyrecois one of the fastest growing office supplies company in the UK. In the pastfour years 800 new jobs have been created and sales have increased from £77m to£222mThechallengeToinduct, train and integrate new people into the organisation while managingsignificant organisational change, including moving to a new building andmoving from paper to IT solutions for managing the businessWhatthe company did–Set up a training team from scratch in 1997 –Creation of leadership, personal and senior management development programmes,sales training and 360 feedback –Obtained training grant from European Social Fund–Organised free distance learning –Members of training and development department operate as internal consultantstackling real customer needsBenefitsand achievements–More than 600 of the workforce gained qualifications last year–Training and development director is member of the board–People development has helped the firm grow sales year-on-year more than 20 percent–Staff turnover reduced by 9 per cent–Warehouse cost savings achieved by specific training on business awarenessColinSteed says: “Lyreco’s innovative and quality-driven training team hasradically transformed the way of doing business at this office suppliescompany. The training team has introduced many initiatives to providedemonstrable business improvements as well as running several parallel trainingprojects, which have seen the success of the company take a dramatic upturn.”BarclaysUniversity Business SchoolTheteamNo.in Barclays Group globally 70,000+No. in HR more than 1,000PaulRudd, Director Barclays University business schoolDonald Clark, Chief executive (Epic)Andrea Miles, Account director (Epic)Ken Robertson, Lead designer (Epic)Rachel Brastock, Project executive (Barclays)Helen Worthy, Business implementation manager (Barclays)Takethe Lead Project TeamAboutthe companyTheBarclays University Business School was formed to provide innovative leadershiplearning solutions to meet development needs and support the transformation ofBarclays. ThechallengeTocreate a blended learning solution focused on an internet site to boostleadership skills within the groupWhatthe company did–Created a unique programme to provide flexible, cost-effective leadershiptraining–Developed a learning portal for all staff –Users can choose the content they view and how and when they view it –Its language and content enables learners to bring their experiences to thematerial, not just from the workplace, but also from outsideBenefitsand achievements  –22.5 hours of e-learning topics–Online and offline diagnostic tools–Face-to-face workshops–The provision of papers on underlying theory as well as links to other usefulsites dealing with leadership–Creation of a virtual leadership community–Virtual meeting point where visitors can search for knowledgeable individuals–A system that lets registered visitors send and receive e-mails to and fromother registered users ColinSteed says: “An excellent example of how to use technology andintegrate it with live methods for performance-improving corporate learning andeducation. The strategic focus of the ‘Take the lead’ programme provides anintegrated and consistent leadership proposition for Barclays. It integrateslive and online methods and provides a single source of information, advice andlearning for leader development within Barclays.” Related posts:No related photos. Previous Article Next Articlelast_img read more